Terms of Service

Last updated: May 8, 2026

By using homeinsurancecalc.com, you agree to these Terms of Service. Please read them carefully.

1. The Service

Home Insurance Calculator provides a free online calculator tool for informational and educational purposes only. Our estimates are based on publicly available rate data and industry averages.

2. Not Professional Advice

The estimates provided by our calculator are for general informational purposes only and do not constitute professional insurance, legal, or financial advice. Always consult with a licensed insurance agent or attorney before making insurance decisions.

3. Accuracy Disclaimer

While we strive to provide accurate estimates based on current data, actual insurance rates, premiums, and benefits vary significantly based on your specific circumstances, insurer, and state regulations. We make no warranty about the accuracy of calculator results.

4. No Insurance Sales

We are not an insurance company, agent, or broker. We do not sell insurance products. We may display advertisements from insurance companies through Google AdSense.

5. Limitation of Liability

Home Insurance Calculator and its operators are not liable for any decisions made based on calculator estimates. Use of this calculator is entirely at your own risk.

6. Intellectual Property

All content on homeinsurancecalc.com is owned by us and may not be reproduced without permission.

7. Governing Law

These terms are governed by the laws of the State of Arkansas, United States.

8. Contact

Questions? Contact us at: hello@burtondigital.co